Altimate Publishing
Attorney's Advice

To All:

Reduce the aggravation in your life. A minute or two of careful reading may

help you avoid an unpleasant situation.


ATTORNEY'S ADVICE----

A corporate attorney sent the following out to the employees in his

company.

1. The next time you order checks have only your initials (instead of first name)
and last name put on them. If someone takes your checkbook, they will not know
if you sign your checks with just your initials or your first name, but your bank will
know how you sign your checks.

2. Do not sign the back of your credit cards. Instead, put "PHOTO ID
REQUIRED."

3. When you are writing checks to pay on your credit card accounts, DO NOT put
the complete account number on the "For" line. Instead, just put the last four
numbers. The credit card company knows the rest of the number, andanyone who
might be handling your check as it passes through all the check-processing
channels will not have access to it.

4. Put your work phone # on your checks instead of your home phone. If you have
a PO Box, use that instead of your home address. If you do not have a PO Box,
use your work address. Never have your SS# printed on your checks,

DUH!). You can add it if it is necessary. However, if you have it printed, anyone
can get it.




5. Place the contents of your wallet on a photocopy machine. Do both sides of
each license, credit card, etc. You will know what you had in your wallet and all of
the account numbers and phone numbers to call and cancel. Keep the photocopy
in a safe place. Also carry a photocopy of your passport when traveling either
here or abroad.


6. When you check out of a hotel that uses cards for keys (and they all seem to do
that now), do not turn the "keys" in. Take them with you and destroy them.
Those little cards have on them all of the information you gave the hotel,
including address and credit card numbers and expiration dates.

Here is some critical information to limit the damage in case your cards  are
stolen:

1. We have been told we should cancel our credit cards immediately. The key is
having the toll free numbers and your card numbers handy so you know  whom to
call. Keep those where you can find them.

2. File a police report immediately in the jurisdiction where your credit cards, etc.,
were stolen. This proves to credit providers you were diligent, and this is a first
step toward an investigation (if there ever is one).

3. Call the three national credit reporting organizations immediately to place a
fraud alert on your name and Social Security number.  It seems to have stopped
them dead in their tracks.

Now, here are the numbers you always need to contact about your wallet and
contents being stolen:

1.) Equifax: 1-800-525-6285

2.) Experian (formerly TRW): 1-888-397-3742

3.) TransUnion: 1-800-680-7289

4.) Social Security Administration (fraud line): 1-800-269-0271

We pass along jokes on the Internet; we pass along just about everything.
Nevertheless, if you are willing to pass this information along, it could really help
someone about whom you care.

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www.altimatepublishing.com/forwards.html
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